SIP Return Calculator
Calculate returns on your monthly SIP investment.
* Returns are estimated. Actual mutual fund returns may vary.
About SIP Calculator
Find out how much your monthly SIP investment will grow over time. Enter your monthly SIP amount, expected annual return rate, and investment period to see the maturity amount, total investment, and estimated wealth gained.
Use Cases
Planning mutual fund SIP investments, comparing different SIP amounts and durations, understanding compounding in long-term investments, goal-based financial planning.
How It Works
Uses the SIP future value formula: FV = P × [(1+r)^n - 1] / r × (1+r), where P is monthly investment, r is monthly rate (annual/12), and n is number of months.
Frequently Asked Questions
Are SIP returns guaranteed?
No. The calculator uses an expected/assumed rate of return. Actual mutual fund returns vary with market conditions.
What is a realistic return rate?
Equity mutual funds in India have historically returned 10–15% annually over long periods, but past performance does not guarantee future returns.