PPF Calculator — Public Provident Fund
Calculate PPF maturity amount and year-wise growth.
Min ₹500 — Max ₹1,50,000/yr
Current rate: 7.1% p.a.
Total Invested
Interest Earned
Maturity (15 yrs)
Tax-free under Section 80C + EEE status
| Year | Investment | Interest | Balance |
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About PPF Calculator
Calculate the maturity amount for your Public Provident Fund (PPF) account at the current rate of 7.1% per annum. Enter your annual contribution and get a year-wise breakdown of opening balance, annual contribution, interest earned, and closing balance for all 15 years. See the total amount deposited and total interest earned.
Use Cases
Planning PPF contributions for retirement, calculating tax-free returns from PPF, comparing PPF vs SIP returns, finding the impact of different contribution amounts on maturity value.
How It Works
PPF interest is calculated on the minimum balance between 5th and last day of each month, compounded annually. The tool models this with an annual interest calculation at 7.1% (current rate) on the year-opening balance plus contribution, generating a 15-year table.
Frequently Asked Questions
What is the current PPF interest rate?
The current PPF interest rate is 7.1% per annum, compounded annually. The rate is set by the government each quarter.
What is the PPF investment limit?
Minimum ₹500 per year, maximum ₹1,50,000 per year. Contributions can be made in one lump sum or up to 12 instalments per year.
Is PPF maturity amount tax-free?
Yes. PPF is an EEE (Exempt-Exempt-Exempt) instrument: contributions qualify for 80C deduction, interest is tax-free, and maturity amount is tax-free.